Cracked vehicle windscreen glass

What's included or excluded from our Windscreen Insurance Cover?

What's insured?

Damage to the windscreen or window glass of the insured vehicle up to the sum of £500 in total after the deduction of any excess as stated on the policy schedule.

What's not insured? 

  • In the first year of the policy there is no cover for the first 14 days of the policy
  • A £85 excess applies to claims for the replacement of windscreen or window glass (this excess does not apply to repairs). 
  • The maximum amount payable in any one year of insurance is £500 after the deduction of any excess. 
  • The maximum amount payable if you do not deal directly with our approved supplier will be limited to £100 per claim after the payment of the excess. 
  • This policy excludes the recalibration costs of any safety assist systems or equipment as a result of glass replacement to the insured vehicle. This includes but is not limited to the following systems. ADAS, ADC, AEB, LVD or SLR.

Insurance Product Information Document

A woman on the phone with a cracked car windscreen

Are there any restrictions on cover?

  • The vehicle must be owned by you and registered in your name. For a claim to be valid under this insurance, repairs/replacements must be carried out by our authorized repairer only, who can be contacted on 0800 169 4677. 
  • No claims will be considered if reported more than 30 days after the expiry of this insurance regardless of the date on which the damage occurred. 
  • The Policy, the Policy Schedule, document must be produced when making a claim. 
  • Cover applies only within England, Wales, or Scotland. 
  • Within 7 days of cover starting you, must provide us with photographic evidence that your windscreen and side windows are in a good state of repair, should you fail to do this, the maximum we will contribute towards your windscreen claim will be restricted to £75 after the deduction of the excess. Any additional payments required will be your responsibility to pay directly to the appointed repairer. 
Download Policy Wording
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