Is it illegal to drive without windscreen insurance?

Frequently asked questions when considering windscreen insurance

Is it illegal to drive without windscreen insurance? 

No, but in the event you experience any windscreen or body glass damage, without windscreen insurance cover in place, it can be expensive to replace.

Is it illegal to have a cracked windscreen?

Driving with a cracked windscreen can be considered a motoring offence. It could constitute use of a motor vehicle in a dangerous condition.

The Highway Code states that drivers should have a full view of the road ahead and glass should be maintained in a good condition. A cracked windscreen can obscure driver view - if a motorist is stopped, it could result in a fixed penalty of three points on their licence and a fine.

If you're driving with a cracked windscreen and you have an accident, you could be charged with a more serious driving offence. The accident could be your responsibility because you were driving with a damaged windscreen.

Where can I buy windscreen insurance?

At www.windscreencover.co.uk

Is windscreen insurance expensive?

No, it’s as cheap as £5 per month. Although only annual premiums apply to this product

What’s the difference between windscreen cover and windscreen insurance.

Nothing, they are both terms that relate to ensuring you have protection in place to mitigate any costs involved in replacing or repairing glass damage.

Is windscreen insurance a stand-alone product or do I have to buy motor insurance at the same time

Windscreen can be bought as a stand-alone product independent of your motor insurance policy.

Does windscreen insurance cover all glass in my car?

Yes. Other than sunroofs and headlights

Can I get insurance for glass damage?

Yes at www.windscreencover.co.uk.

Can I get cover for a windscreen repair?

Yes at www.windscreencover.co.uk.

Can I get insurance for body glass damage?

Yes at www.windscreencover.co.uk.

Can I buy windscreen insurance even though I have a comprehensive motor insurance?

Yes, but you will need to read the terms and conditions of your motor insurance to ensure you are not duplicating cover that your motor insurers provide

Can a cracked windscreen fail an MOT?

Damage on your car's windscreen could result in an MOT fail.

If there is damage of 40mm in size, anywhere on the windscreen, your vehicle will fail its MOT. The crack will need to be fixed before being re-tested.

However, even a 10mm-sized damage on a cracked windscreen results in MOT failure if it falls within what is known as windscreen Zone A. This zone is the section of the windscreen that is 290mm wide and centred on the steering wheel - in other words, directly in the driver's line of vision.

If your car's MOT is due and you have a cracked windscreen or a chipped windscreen, you must arrange for repairs - or the vehicle will not be deemed as roadworthy.

A cracked windscreen is a common problem for drivers but if it happens to you, just ensure it is repaired as soon as possible.